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Terms of Service & Master Services Agreement

Effective Date: January 2026

Service Provider: Andrew Zhukov (Yerevan, Armenia)

By submitting payment for any invoice or project deposit, the Client agrees to the following terms.

1. Async-First Communication

The Consultant operates as a specialized asynchronous partner. To ensure maximum efficiency and documentation accuracy:

2. Intellectual Property & Code Ownership

We distinguish between "Client Data" and "The Toolkit".

3. Liability & Third-Party APIs

The Consultant builds architectures connecting third-party platforms (HubSpot, Apollo, n8n, etc.).

4. Payment & Refunds

5. Governing Law

These terms shall be governed by the laws of the Republic of Armenia.